Buying Jewelry As an Investment

When planning to invest in jewelry, your first consideration should be how much you will appreciate the piece, instead what it can give you when you sell it in the future. People often buy jewelry for a reason, such as expressing their personal style, accessorizing an outfit or symbolizing an important life event. Whatever your own reasons are, here are handy tips to remember as you shop around:

Material

One of the most important considerations when determining the value of an item is the material or materials used to make it. For instance, in terms of diamonds, stones more than one carat will often have a larger value compared to diamonds lower than a carat total weight. Without a doubt, the four Cs are all important — carat, color, clarity, and cut. When it comes to the cut of the stone, it’s better to steer clear of newer, trendier forms and go for standard cuts instead, such as round and brilliant. Also keep in mind that clarity and color may be more important than size or carat. In other words, it’s better to get a smaller, higher quality stone than a bigger but flawed stone.

Workmanship

Though diamonds or other precious stones are typically your first concern when buying jewelry, the metals used in the design are also important. To illustrate, consider that even with platinum trading lower ounce-for-ounce than gold, platinum jewelry may still retail for higher because it is tougher to work with as a metal in comparison to gold. Platinum won’t maintain its value on the secondary market, even if it is of higher retail value. Prior to buying jewelry, look out for indications of the metal’s composition. In terms of gold, 14-18 karat – holds more value than 10 karats.

On top of the metal’s composition, quality construction by the jeweler is important, especially with an intricately designed piece.

Brand Reputation

Brand is yet another factor that may play a significant part in your decision to purchase certain jewelry. Typically, popular designer or costume jewelry brands are pricier, whether or not they are made of precious gems or metals.

The best news is, you will find lots of online as well as traditional jewelry stores these days. If anything, that means you have a wealth of options around you, and there is absolutely no reason not to find something that matches your style or taste. This also means you shouldn’t feel limited to one particular jeweler or shop. Make comparisons because it’s the only accurate way of saying that one option is the best for you.

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